If it were only that simple. It seems every day on the news I see a report about people losing all their belongings in a freak accident or break-in. Anything from unattended candles or falling trees to cracked water pipes and faulty wiring can wreak havoc on a home. It really does to pay to have homeowner’s insurance. Or renter’s insurance for those renters out there, as the landlord’s policy most likely doesn’t cover your personal belongings in these scenarios.
Good documentation of what you own and its value can be an invaluable asset when submitting an insurance claim. Many insurance experts will tell you the more information you can provide your insurance company on the items in your home and their value, the quicker and easier it will be to get a payout – and get your life back to normal. ...read more